Miete steigt
Rendite steigt

Her
rent is
rising.

Your
returns
increase.*

The mygate crypto savings plans at a glance.

How to invest in Bitcoin or Ethereum consistently over the long term

Krypto Sparplan Icon mygate

From € 30 per month.

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Location

Deutschland Icon
Wallet Icon mygate

Own Wallet

BTC & ETH

keine Gebühren bei mygate

Low fees

Why crypto savings plans can be an attractive investment.

Similar to traditional savings plans, for example on the MSCI World Index or other ETFs, you can regularly invest a fixed amount in Bitcoin or Ethereum with mygate.
*A look at the historical development shows the advantages of such an investment: if you had started investing 100 euros per month in Bitcoin ten years ago, you could now look back on assets of a good one million euros after tax - with a total investment of “only” 12,000 euros. This corresponds to an approximate average annual return of an impressive 76%. By comparison, a savings plan on Nvidia shares would have yielded around 700,000 euros after tax over the same period.
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Attraktives Investment

Your advantages at a glance:

  • From as little as 30 euros per month
    Available for Bitcoin and Ethereum
    Historically high returns possible
    Price fluctuations reinforce the advantage of the cost average effect
    Returns achieved are free of capital gains tax
    Support from personal mygate account manager
    mygate private desk for ambitious investors
    German company with 100% regulated partners
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cost average effekt
Advantages of the cost-average effect

With regular purchases you use the volatility to your advantage

Krypto Sparplan mit mygate
Create a savings plan in the mygate app

Always at hand via quick access.

Krypto Safe Vault
Everything important at a glance

You have an overview of your assets at all times in your Multi Wallet.

Your savings plan - your advantages

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Cost-average effect

Benefit from price fluctuations by saving regularly.

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Long-term growth

Benefit from high returns on your crypto investments in the long term.

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Flexibility

Adapt your savings plan to your individual needs at any time.

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Payment options

Set up your savings plan and pay easily by Visa, Mastercard®, Sepa direct debit or standing order.

verschiedene Sparpläne Icon

Various savings plans

Diversify your portfolio by investing in different assets.

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sicherheit mit mygate

Maximum security for your investment

EU-regulated and based in Germany

Mygate was developed in compliance with regulatory and official guidelines right from the start. We work exclusively with MiCar regulated partners to minimize potential risks as much as possible.

Your investment, held in trust.

Your digital assets such as Bitcoin, Ethereum and others are stored in your mygate wallet and kept safe by our technical custody partner, tangany GmbH. In the unlikely event of Mondo Gate AG's insolvency, your digital assets will of course remain in your possession.

Insured and protected

The cyber and financial loss insurance policies held by our custody partner also help to protect your assets from cybercrime and/or theft. The sum insured per wallet is 50,000 euros.

Mygate bedeutet Sicherherheit

Use mygate now for 9 months free of charge!

Register now and use the mygate Multi Wallet with your personal crypto savings plan free of charge for 9 months. After that, you can use the mygate wallet including savings plan management, real-time overview, custody made in Germany and insurance for just 2.90 euros per month.

Administration and support are also included - no hidden fees and full transparency - investing with a good feeling.

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Long-term savings.

The advantage of cryptos.

If you had started a savings plan ten years ago:

Key data / assets

Bitcoin Sparplan
Bitcoin
Nvidia SParplan
Nvidia
Sparschwein_Icon
Monthly savings amount
Gesamtinvestition
Total investment over 10 years
Rendite_Icon
Annual return
Wert:Icon
Value after 10 years, before tax
Steuer_Icon
Capital gains tax (25%) *
Vermögen_Icon
Assets after 10 years, after tax
100 €
12.000 €
76 %
1.005.000 €
0 € *
1.005.000 €
100 €
12.000 €
74 %
924.000 €
-231.000 €
693.000 €
As at: 11/2024
* Please note the applicable tax rates in your home country. As of February 2025, profits from investments in crypto assets are tax-free for private individuals in Germany, Austria, Portugal, Luxembourg and Belgium after a holding period of one year.

Get started now and benefit from your crypto investment in the long term.

Download the app, register. Create a savings plan, connect your bank account and invest!
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FAQ

How flexible is my crypto savings plan?

With the mygate Bitcoin or Ethereum savings plans, you benefit from maximum flexibility. You can pause, increase or even change the frequency of your deposits - just as it suits your current financial situation. You simply make the settings directly in the standing order that you have set up in your usual online banking environment.

And if you want to invest a slightly larger sum in Bitcoin or Ethereum at the end of the year, for example, simply use the buy function in your wallet.Of course, you can also access the full amount of liquidity at any time and have it paid out to your linked bank account.

Where and how can I change the savings rate of my Bitcoin savings plan?

Quite simply and at any time via your online banking platform in which you have created the standing order. You can simply change the amount and frequency of execution here in your familiar environment.

You can also pause and reactivate your savings installments at any time. Please take care not to change the payment reference. We use this to assign the purchased assets to your wallet.

How secure are the assets in my Ethereum or Bitcoin savings plan?

Your digital assets such as Bitcoin, Ethereum and others are stored in your mygate wallet and kept safe by our technical custody partner. tangany GmbH is a crypto custodian in Munich certified and authorized by the German Federal Financial Supervisory Authority (BaFin).

In the unlikely event of Mondo Gate AG's insolvency, your digital assets will of course remain in your possession.Cyber and financial loss insurance also helps to protect your assets from cybercrime and/or theft. The sum insured per wallet is 50,000 euros.

How can I transfer the assets in my crypto savings plan to my wallet?

One of the decisive advantages of a mygate savings plan is that the purchased assets such as Bitcoin, Ethereum or others are transferred directly and automatically to your own mygate wallet with every purchase, so there is no need to transfer the assets again separately as with many other providers or large exchanges. This means that you do not incur any additional costs.

What does the transfer of bitcoins to my wallet cost?

One of the decisive advantages of a mygate savings plan is that the purchased assets such as Bitcoin, Ethereum or others are transferred directly and automatically to your own mygate wallet with every purchase. You only incur 1.49% fees for monthly asset purchases.

What are the tax advantages of crypto savings plans compared to ETF or fund savings plans?

As soon as you have held Bitcoin or Ethereum in your wallet for more than a year, i.e. the time of purchase is more than twelve months ago, you do not pay capital gains tax according to the current legal situation! Compared to a classic ETF savings plan with the same performance, you end up with a 25% higher return with a crypto savings plan from mygate. You save the capital gains tax that is incurred when other savings plans are paid out.

What does a Bitcoin savings plan with mygate cost?

There are no costs for the first 9 months. After that, the mygate wallet including savings plan management, real-time overview, custody made in Germany and insurance is available to you for just 2.90 euros per month. Administration and support are already included in the monthly fee. You only incur 1.49 % fees for monthly asset purchases.

Who is my contact person?

Your personal mygate account manager is available to answer all your questions about your account, wallet and digital assets by e-mail and telephone. In German and English, of course. Trust in 100% made in Germany and concentrate on the essentials: Your financial future.

Buy and pay for Bitcoin & Co.

With mygate, you can invest directly in digital assets such as Bitcoin, Ethereum and many other tokens and pay by bank transfer, Apple Pay or credit card (Visa and Mastercard). In individual cases, the manual entry of your credit card details and the subsequent 3DS security check may be canceled. In this case, please simply add the desired credit card to apple pay and then select Apple pay as the payment method.